Best VPNs for Online Banking in New Zealand

Last updated: January 5, 2024
William Sams
William Sams
William Sams is an online privacy/security advocate at BestVPN.co, who loves sharing his expert knowledge regarding the latest trends in user privacy, cyber laws, and digital affairs.
Best VPN for online banking-in-New Zealand

Best-VPN-for-online-banking-in-New Zealand
Do you often process digital payments and are now looking for the best VPN for online banking in New Zealand to secure your financial activities? With countless fraudsters in the industry, it is wise to use a reliable VPN as your safety tool.

Scammers and hackers are common in the financial market today, actively looking to grab your bank accounts. A VPN like ExpressVPN comes to your rescue as it encrypts your data, hiding your original IP address. By using a VPN, you can conveniently use the banking apps without fearing your financial loss.

However, it is important to note that all VPNs are not safe for online banking. After carefully investigating 50+ VPNs in the market, we have shortlisted the three best VPNs that you can use without any hesitations. Let’s explore all the details about the best VPNs for online banking systems. Say goodbye to all the fraudulent cyber activities!


Quick Overview: The Best VPN for Online Banking in New Zealand

With so many VPNs in the market, you might be wondering which is the best VPN for online banking in New Zealand. To make the choice easier for you, our team tested more than 50 VPNs. We have shortlisted 3 VPNs as the best ones for online banking. These are:

  1. ExpressVPN – Best VPN for Online Banking in New Zealand: ExpressVPN has 3000+ servers in 105+ countries. It uses AES 256-bit data to ensure your online protection. It is a risk-free VPN with a 30-day money-back guarantee. The price of this VPN is NZD 11.22 /mo (US$ 6.67 /mo ) .
  2. Surfshark – Budget-friendly VPN for Online Banking in New Zealand: Offered at the price of only NZD 4.19 /mo (US$ 2.49 /mo ) , Surfshark is the cheapest VPN. It has 3200+ servers in 100+ countries. All the servers of Surfshark are secured, and it ensures protection against IP/DNS leaks. It also offers a 30-day money-back guarantee.
  3. NordVPN – Secure VPN for Online Banking in New Zealand: NordVPN has a network of 6000+ servers in 61+ countries. It uses advanced security protocols to ensure your privacy, making it the best VPN to use for online banking. The price of NordVPN is NZD 6.71 /mo (US$ 3.99 /mo ) .

Refer to the following for more information, in-depth analysis and FAQs


Why do you need a VPN for Online Banking in New Zealand?

You need a VPN for online banking to ensure the security of your financial details and the privacy of your transactions. A VPN encrypts your online data and routes your traffic through a different IP address, hiding your original details on the internet.

A VPN ensures protection against cyber attacks and ensures safe logins on any website or application. It also enables you to bypass geo-limitations, helping you to access your bank account from any region. Although banks encrypt their systems to ensure protection from hackers, using the best VPN online banking adds an extra layer of security.

However, all VPNs aren’t safe to use for online banking. Free VPNs are extremely risky to use. We recommend using only the premium VPNs. ExpressVPN is the best VPN for online banking.


3 Best VPNs for Online Banking in New Zealand – [Detailed Analysis]

Here is a detailed analysis of the best VPNs for online banking in New Zealand.

1. ExpressVPN: Best VPN for Online Banking in New Zealand

ExpressVPN-in-New Zealand

Key Features:

  • 3000+ servers in 105+ countries
  • 89.42 Mbps download speed and 84.64 Mbps upload speed
  • MediaStreamer feature
  • 8 simultaneous connections
  • AES 256-bit data encryption for secure online banking
  • Price is NZD 11.22 /mo (US$ 6.67 /mo )

ExpressVPN is the best VPN for online banking in New Zealand offering 3000+ servers in 105+ countries. It hides your original IP address within a minute.

When we conducted the ExpressVPN speed test in New Zealand, we received a downloading speed of 89.42 Mbps and an uploading speed of 84.64 Mbps on a connection of 100 Mbps.

BV-expressvpn-speed-test-in-New Zealand

ExpressVPN speeds were quite impressive as we didn’t face any lagging or buffering in New Zealand.

Due to its exceptional unblocking capabilities, you can also access geo-blocked financial sites in your region. It employs AES 256-bit data encryption and IP/DNS/WebRTC leaks to ensure your online privacy. Network lock, kill switch, threat manager, split tunneling, no-log policy, etc., are the features that ensure your digital safety when you are connected to ExpressVPN. Elevating its prowess, ExpressVPN ensures top-tier security for crypto trading platforms like Bybit and Binance. With military-grade encryption, it becomes the best VPN for Bybit in New Zealand, fortifying your financial transactions and providing a secure environment. Trust ExpressVPN for Bybit, making it the ultimate choice for privacy and security online.

If you want to use a VPN for online chat sites, ExpressVPN is the best VPN for WeChat in New Zealand. If you want to enjoy all the latest blockbuster movies, you’ll be happy to find out that it is the best VPN for Stremio in New Zealand.

ExpressVPN is compatible with all devices like Android, iOS, macOS, Windows, Linux, routers, Firestick, etc. It is said to be the best VPN for TP Link routers in New Zealand. For devices that do not have built-in support for VPNs, ExpressVPN has a MediaStreamer feature. Users are allowed to connect a maximum of eight devices on one ExpressVPN account.

ExpressVPN free trial in New Zealand is offered for 7 days on mobile devices. New users are entitled to a money-back guarantee of 30 days. For any assistance, the customer support team of ExpressVPN is available 24/7 via live chat or email support.

The cost of ExpressVPN is only NZD 11.22 /mo (US$ 6.67 /mo ) - Save up to 49% with exclusive 1-year plans + 3 months free. Sign up for it now and enjoy a risk-free banking experience. Moreover, it is easy to cancel ExpressVPN’s subscription in New Zealand at any time. You can read our ExpressVPN review New Zealand for more details.

Pros
  • Excellent security protocols
  • Lightway protocol and strong encryption
  • Secure and stable server connections
  • Accepts payment via Bitcoin

Cons
  • Expensive service


2. Surfshark: Budget-friendly VPN for Online Banking in New Zealand

SurfShark-in-New Zealand

Key Features:

  • 3200+ servers in 100+ countries
  • 81.32 Mbps download speed and 76.12 Mbps upload speed
  • Unlimited bandwidth
  • Whitelister (split tunneling feature)
  • Price is NZD 4.19 /mo (US$ 2.49 /mo )

Surfshark is a pocket-friendly VPN for online banking in New Zealand offered at only NZD 4.19 /mo (US$ 2.49 /mo ) - Save up to 77% with exclusive 2-year plan + 30-day money-back guarantee. Despite the low cost, it offers all the advanced security features, making online banking a seamless experience. It successfully passed the IP/DNS leak test conducted by our team on its servers. Without any doubt, it is the best VPN to use for banking online.

It has a network of 3200+ servers in 100+ countries. When connected to Surfshark, you can access geo-restricted banking platforms without any hassle.

During the Surfshark speed test in New Zealand, we received a downloading speed of 81.32 Mbps and an uploading speed of 76.12 Mbps on a connection of 100 Mbps.

BV-surfshark-speed-test-in-New Zealand

Surfshark provided terrific speeds on every device in New Zealand.

Streaming fans would be glad to know that Surfshark is one of the best VPN for IPTV in New Zealand, allowing you unlimited access to all your favorite American shows.

You can connect unlimited devices on one Surfshark account. It has apps for Windows, Linux, macOS, iOS, Android, routers, etc. For its P2P network, Surfshark is also considered to be the best VPN for torrenting. Using IP address-changing technology, you can browse the web anonymously and safely.

No borders mode, zero log policy, Clean Web, camouflage mode, kill switch, AES 256-bit data encryption are the security protocols of Surfshark.

You can get Surfshark free trial in New Zealand of 7 days on mobile devices. For any help, its customer support team is available 24/7 via live chat or email support. Surfshark also offers a money-back guarantee of 30 days. If you are unhappy with the service, you can claim a full refund. If needed, you can conveniently cancel your Surfshark subscription in New Zealand at any time.

Read our Surfshark review New Zealand for more information.

Pros
  • Low cost VPN service
  • Advanced security protocols
  • Military level encryption
  • Obfuscated server technology

Cons
  • Some servers are a bit slow


3. NordVPN: Secure VPN for Online Banking in New Zealand

NordVPN-in-New Zealand

Key Features:

  • 6000+ servers in 61+ countries
  • 83.82 Mbps download and 44.64 Mbps upload speed
  • Double VPN for added encryption
  • Unlimited bandwidth
  • 6 simultaneous connections
  • Price is NZD 6.71 /mo (US$ 3.99 /mo )

NordVPN is a secured VPN for online banking in New Zealand with 6000+ servers in 61+ countries. Connecting to any of its servers, you can unblock banking sites within a few seconds. All the servers of NordVPN are reliable, making it one of the best VPNs for online banking.

During the NordVPN speed test in New Zealand, we received a downloading speed of 83.82 Mbps and an uploading speed of 44.64 Mbps on a connection of 100 Mbps.

BV-nordvpn-speed-test-in-New Zealand

NordVPN provided excellent speeds for streaming and browsing in New Zealand.

In addition to online banking and streaming, NordVPN is also considered to be the best VPN for ubuntu in New Zealand. On one NordVPN account, you can simultaneously use up to six devices. It is compatible with Android, iOS, Windows, Linux, macOS, etc.

Double VPN, kill switch, split tunneling, NordLynx, obfuscated server technology, etc. are the advanced features of NordVPN. When you connect to NordVPN, it never keeps track of your online activities. Additionally, it employs the AES 256-bit data technique to encrypt your traffic.

The cost of NordVPN is NZD 6.71 /mo (US$ 3.99 /mo ) - Save up to 63% with exclusive 2-year plan + 3 months free for a friend. It is a risk-free VPN with a money-back guarantee of 30 days. You can use their 24/7 customer support if you need any help while using the service. On Android smartphones, you can take advantage of NordVPN free trial in New Zealand, which is for 7 days.

You can cancel your NordVPN subscription in New Zealand anytime you want to without any upfront charges. Check our NordVPN review New Zealand for more details about this online banking VPN.

Pros
  • Huge network of reliable servers
  • Robust security protocols
  • NordLynx for quick server connection
  • Dedicated IP addresses

Cons
  • The Windows app takes a lot of space on the screen


Testing Methodology: How to Choose the Best VPNs for Online Banking in New Zealand

To choose the best VPN for online banking, we have shared a quick testing methodology. This criteria will help you make a suitable choice when subscribing to the best online banking VPNs:

Strong Server Network: A VPN offering reliable servers in the same location as well as in diversified regions is necessary. It will help you unblock the banking site of any region from the comfort of your home location. In case you face any issues when using a specific server, you can switch to another server of the same location.

Speed: Although online banking does not consume a lot of data like streaming, ensuring a high-speed connection is still important. Advanced protocols like NordLynx or WireGuard ensure robust security as well as optimized speed of the servers.

Security Features: WireGuard, DoubleVPN, split tunnelling, threat manager, ad blockers and kill switch are the additional security features that you must prefer having on the VPN service you are using. Using a VPN with advanced security protocols is important to ensure the protection of your financial details.

Automatic Wi-Fi Protection: As your financial details are highly confidential, you must use a VPN that has automatic Wi-Fi protection. It adds an additional layer to your digital security.

Military-grade 256-bit AES encryption: AES 256-bit data encryption is a military-level security protocol. It ensures the safety of your online data, which is crucial when you are making online financial transactions.

Price: Sign up for a VPN service that offers reasonable pricing plans and flexible payment options. These days, some VPNs also allow you to process payments through Bitcoin or cryptocurrency so that your personal details aren’t exposed on their platform as well.

Easy to Use: When signing up for the best VPN for online banking, choose a service that offers user-friendly applications. Prefer the service that has apps compatible with all the primary devices and operating systems. The VPNs we have recommended in our guide also offer round-the-clock customer support so that you can easily resolve all the issues you face when using the service.


How to Secure Online Banking with a VPN in New Zealand?

Follow these simple steps to secure online banking with a VPN:

  • Sign up for the best VPN for online banking like ExpressVPN.
  • Download and install the online banking VPN app on your device.
  • Launch the app and sign in.
  • Connect to the server location of your bank’s country.
  • Go to the banking website or app. Enjoy secured banking!

Quick Comparison: Best Online Banking VPNs in New Zealand

Below, we have shared a quick comparison of the best online banking VPNs in New Zealand:

VPNs ExpressVPN-logo surfshark logo new NordVPN-logo-1
Ranking 1st 2nd 3rd
No. of Servers 3000+ servers in 105+ countries 3200+ servers in 100+ countries 6000+ servers in 61+ countries
Simultaneous Connections 8 Unlimited 6
Jurisdiction British Virgin Island Netherlands Panama
Live Customer Support Yes Yes Yes
Price NZD 11.22 /mo (US$ 6.67 /mo ) - Save up to 49% with exclusive 1-year plans + 3 months free NZD 4.19 /mo (US$ 2.49 /mo ) - Save up to 77% with exclusive 2-year plan + 30-day money-back guarantee NZD 6.71 /mo (US$ 3.99 /mo ) - Save up to 63% with exclusive 2-year plan + 3 months free for a friend
Money-back guarantee Yes, 30 days Yes, 30 days Yes, 30 days

FAQs – Best VPN for Online Banking in New Zealand

Yes, using a VPN is safe for online banking. It does not have any negative impact on your online banking experience; however, a VPN sometimes slows down your connection speed. Using a VPN for online banking adds an extra layer of security to all your financial details.

Yes, many banking apps and websites block VPN servers to prevent fraudulent activities. Your bank might flag your account if it identifies that you are accessing its website with a virtual IP address instead of your original one.

Using a VPN enhances the security of your online banking; however, it sometimes slows down your internet connection. It is also essential to note that you must connect to your country’s server on the VPN app when you want to use it for online banking. If your bank identifies that you are using its site with a foreign IP Address, it might find your account suspicious.

However, it is essential to use only reliable VPNs. ExpressVPN is the best VPN for online banking.

No, it is not recommended to use a free VPN for online banking. Free VPNs are known for selling their users’ data to third-party companies for revenue generation. For a secure banking experience, we recommend using only premium VPNs. ExpressVPN is the best VPN for online banking, with a money-back guarantee of 30 days.


Final Thoughts

Using a VPN enhances the security of your online bank accounts. It protects your financial details from fraud and attackers. However, it is crucial to understand that not all VPNs are safe to use for online banking.

We have conducted a thorough evaluation to find out the best VPN for online banking in New Zealand. ExpressVPN is the best VPN service, offering reliable servers, robust security protocols and excellent customer support. Surfshark and NordVPN are also great options that can be considered for the security of your online banking.

Get your VPN subscription today without any more worries about your financial details being exposed. For any further questions on the best VPNs for online banking, comment below.

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